Customize Consent Preferences

We use cookies to help you navigate efficiently and perform certain functions. You will find detailed information about all cookies under each consent category below.

The cookies that are categorized as "Necessary" are stored on your browser as they are essential for enabling the basic functionalities of the site. ... 

Always Active

Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting your consent preferences. These cookies do not store any personally identifiable data.

No cookies to display.

Functional cookies help perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and other third-party features.

No cookies to display.

Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics such as the number of visitors, bounce rate, traffic source, etc.

No cookies to display.

Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.

No cookies to display.

Advertisement cookies are used to provide visitors with customized advertisements based on the pages you visited previously and to analyze the effectiveness of the ad campaigns.

No cookies to display.

Our ethos is to provide a
first-rate, personal service to trustees and employers of smaller pension schemes

Our values

Commitment to our clients

Our Clients are at the heart of everything we do; without them, we would not have a business.

Trustees and employers are bombarded with the potential ramifications of both proposed and newly-implemented items of pensions legislation.  Keeping up is a full-time job and, for those not in the industry and with a full-time job running a business, the problem is all the more daunting.  Larger companies and schemes may employ an internal pensions manager but this is likely not to be viable for smaller schemes, which is where we can help.

Our ethos is to provide a first-rate, personal service to trustees and sponsoring employers of occupational pension schemes, most particularly those schemes with fewer than 1,500 members.  We can act as your own “in house” pensions manager – but without the costs normally associated with such a role.  We believe that this commitment will lead to our fully understanding your goals and so building a long-term relationship with you, based on mutual trust and respect.

Commitment to our staff

Our staff are the key to ensuring that we satisfy our Clients.  We embrace the principles of Diversity, Equity and Inclusion in both recruitment and development, so that every employee can feel respected and valued and be helped and encouraged to develop their full potential.

We have a study support policy for those studying for relevant professional examinations, covering study leave, company payment for courses and exams and financial incentives for passing exams.

Commitment to quality and professionalism

We are proud to be accredited under the Quality Assurance Scheme of the Institute and Faculty of Actuaries and believe that this demonstrates our culture of continuous improvement.

We see the accreditation as a landmark on our journey of improvement – but not as the final stop.  We welcome feedback from Clients – whether it be positive or negative – to help us to progress on that journey.

Commitment to the environment

We have retained work practices that were, initially, necessitated by Covid in order to reduce our carbon footprint.  Staff work remotely where possible and we conduct the majority of meetings virtually by video, minimising the need for travel.  We also produce and distribute most of our documents electronically, so reducing our use of paper.

What's new

Censeo joins WBR Group

We are delighted to announce that we are now part of WBR Group (WBR), tax experts and the UK’s largest independent provider of SSAS services.  WBR also has a division that provides actuarial services to defined benefit schemes and funeral plan trusts. Censeo will be...

DWP consultation on options for Defined Benefit pension schemes

The DWP has published a consultation paper with proposals to: make it easier to extract surplus from schemes and promote investment of scheme assets in productive finance. The consultation also proposes the introduction of a public consolidator vehicle, by 2026, which...